We strive to meet your needs and budget with affordable, quality care. It is important to know that paying for home health care can come from a combination of sources and changing details of a patient’s care affect cost.
Following is information on different options:
Medicare, including Part B and most other insurance plans (except Long Term Care insurance) do not cover home care. Medicare does not pay for custodial care and long term care. It only provides acute and short term care, per doctors’ orders, or certain hospice care situations.
Long Term Care
Long Term Care insurance does cover most home care situations and we work directly with your company. By an “Assignment of benefits”, your insurance company is billed and pays us directly and there are no out-of-pocket payments for you.
Qualifying veterans and their spouses, through the Aid & Attendance Pension Plan, receive payments towards home care. We can provide assistance and guidance in this process. For more information visit http://www.usawarvet.org/ or give us a call.
Certain policies allow seniors to convert a portion of the policy’s death benefit into direct cash payments for care.
Qualified seniors living at home can convert a portion of their equity into cash to pay for home care.
For qualified individuals with Medicaid and certain state programs, limited home care may be paid for. A state representative or geriatric care manager can assist you in determining eligibility.
Private funds combined with your savings allow us to work out a flexible plan to meet your needs. We bill weekly and accept checks or credit cards.