We strive to meet your needs and budget with affordable, quality care. Paying for care can come from a combination of sources and changing details of a patient’s care affect cost. Following is information on different options:
Medicare Medicare, including Part B and most other insurance plans (except Long Term Care insurance) do not cover home care. Medicare does not pay for custodial care and long term care. It only provides acute and short term care, per doctors’ orders, or certain hospice care situations.
Long Term Care Long Term Care insurance does cover most home care situations. We work directly with your Long Term Care insurance company. By an “Assignment of benefits”, your insurance company is billed and pays us directly and there are no out-of-pocket payments for you.
Veteran Benefits Qualifying veterans and their spouses, through the Aid & Attendance Pension Plan receive payments towards home care. We can provide assistance and guidance in this process.
Life Insurance Certain policies allow seniors to convert a portion of the policy’s death benefit into direct cash payments for care.
Reverse Mortgages Qualified seniors living at home can convert a portion of their equity into cash to pay for home care.
Medicaid For qualified individuals with Medicaid and certain state programs, limited home care may be paid for. A state representative or geriatric care manager can assist you in determining eligibility.
Private Funds Private funds combined with your savings allow us to work out a flexible plan to meet your needs. We bill weekly and accept checks or credit cards.
Fall/Winter Special Introductory Home Care Program From January 1 2014 through March 31, we are offering an introductory special for new patients. To get started, we offer 4 free hours of care after first four paid hours of care. Call for details.